Natural hazards · Middle Point

Middle Point, OH natural hazards

Most of the natural-hazard damage FEMA expects in Middle Point comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Middle Point?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Middle Point to be higher than in 46% of U.S. communities, mostly from inland flooding.

Inland flooding60%Tornadoes14%Strong wind11%Everything else14%

By hazard

What Middle Point faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Above average · higher than 62% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

14% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 13 years in the area

Strong wind

11% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Middle Point flood?

FEMA's records show no paid flood insurance claims in Middle Point.

of all homes
are insured

No community discount. Middle Point isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Van Wert County.

Disasters that hit Middle Point

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Middle Point itself: aid to households, or repair grants to the Village of Middle Point.

Brought FEMA money into Middle PointDeclared for Van Wert County only

2012

Severe Storms and Straight-Line Winds

$8K to the Village of Middle Point for repairs

Van Wert County has had 10 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Middle Point is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Middle Point’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Middle Point. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.