Housing in Miami

A typical Miami home is worth roughly $171,000

#130Lowest property tax in OH All OH rankings →

Typical home value

$171K

OH $249K

Estimate

2-bedroom rent

$1,060

a month, utilities in · HUD

Median tax bill

$1,431

OH $2,822

What kind of housing town is Miami?

Read from the numbers below. The page puts what stands out first.

Low tax bills#130 of 1,022 in OH for the lowest property tax bills.Your money goes further31% below the Ohio typical home.Older homesThe typical home was built around 1952.

★ What stands out · Affordability

A typical home costs 2.3 years of income

Less than across Ohio (3.5 years). Try your own numbers below.

You could afford about

$291,000

Typical Miami home $171K

That covers a typical Miami home, with $120K to spare.

The typical home, each month

$1,020

Loan $850Tax $120Insurance $50

A two-bedroom rents for about $1,060 a month here, $40 more than owning.

Where your budget reaches nearby

Pleasant$241K De Graff$257K Adams$297K Salem$219K Perry$174K

How Miami ranks on affordability →

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Miami’s typical property tax (0.84% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

The homes

88% of Miami households own their home

Half of Miami’s homes were built before 1952.

Owners and renters

Own 88%Rent 12%

Ohio: 67% own.

1952

typical home built · OH 1970

$1,431

median property tax bill · OH $2,822

0.84%

of a home’s value, a year in tax · OH 1.31%

U.S. Census Bureau, American Community Survey 2020-2024.

Renting

A two-bedroom rents for about $1,060

Renters already here pay a median of $820, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$780

1 bedroom$810

2 bedrooms$1,060

3 bedrooms$1,300

4 bedrooms$1,420

12%

of households rent · OH 33%

127

renter households

21%

of renters spend 30%+ of income on rent · OH 46%

17%

of the median income, for a two-bedroom

$820

median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Champaign County, OH): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

Next door

Miami vs. its neighbors

Miami is the least expensive of 6 neighboring towns. Tap one to see its housing page.

Adams$297K De Graff$257K Pleasant$241K Salem$219K Perry$174K Miami$171K

Compare more

Town	Typical value	1-yr change	2-bed rent	New homes 2025	Median income
Miami	$171K*	—	$1,060	—	$73,964
Pleasant	$241K*	+1.4%†	$1,120	—	$97,500
De Graff	$257K	+6.3%	$1,200	0	$84,128
Adams	$297K*	—	$1,090	—	$106,389
Salem	$219K*	—	$1,060	—	$88,409
Perry	$174K*	+6.2%†	$1,020	—	$103,571
Union	—	+5.6%†	$1,040	—	$84,728

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Miami buyers, sellers and renters are saying.

Town Square →

Weigh in

Is Miami still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.