Natural hazards · Melmore

Melmore, OH natural hazards

Most of the natural-hazard damage FEMA expects in Melmore comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Melmore?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Melmore to be higher than in 36% of U.S. communities, mostly from inland flooding.

Inland flooding67%Tornadoes9%Hail7%Cold waves7%Everything else12%

By hazard

What Melmore faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage

Above average · higher than 52% of U.S. places

Recorded about once a year in the area

Tornadoes

9% of expected damage

Above average · higher than 64% of U.S. places

Recorded about once every 23 years in the area

Hail

7% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 4 times a year in the area

Cold waves

7% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Melmore flood?

FEMA's records show no paid flood insurance claims in Melmore.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Melmore isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Seneca County.

Disasters that hit Melmore

Federal disasters declared here

None of the disasters declared for Seneca County shows FEMA aid or repair money reaching Melmore itself in FEMA’s records.

Brought FEMA money into MelmoreDeclared for Seneca County only

Seneca County has had 11 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Melmore is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Melmore’s own flood-insurance community; household aid to the registrant’s city; repair grants to Melmore. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.