Natural hazards · McLean

McLean, OH natural hazards

Most of the natural-hazard damage FEMA expects in McLean comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 11 claims here since 2003. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is McLean?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in McLean to be higher than in 34% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding54%Earthquakes17%Tornadoes13%Everything else16%

By hazard

What McLean faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Below average · higher than 36% of U.S. places

Recorded about 2 times a year in the area

Earthquakes

17% of expected damage

Well above average · higher than 79% of U.S. places

Tornadoes

13% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 26 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does McLean flood?

Every paid claim on a federal flood insurance policy in McLean, from FEMA’s records.

11paid claims since 2003

$88Kpaid to owners

0homes flooded more than once

20032026

Biggest named events

Late winter storms: 6 claims, $77K

of homes in flood zones
are insured

of all homes
are insured

No community discount. McLean isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Shelby County.

Disasters that hit McLean

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in McLean itself: aid to households, or repair grants to the Township of McLean.

Brought FEMA money into McLeanDeclared for Shelby County only

2004

Severe Winter Storms, Flooding, and Mudslides

$1K to the Township of McLean for repairs

2004

Snow

$2K to the Township of McLean for repairs

Shelby County has had 12 natural disasters declared since 1953, most often severe storms and winter storms.

Around McLean

McLean and the towns around it

Very lowLowModerateHighVery high

McLeanmostly inland floodingLow

Cynthianmostly inland floodingLow

Germanmostly inland floodingLow

Jacksonmostly inland floodingLow

Van Burenmostly inland floodingLow

Marionmostly inland floodingLow

Pattersonmostly inland floodingLow

Turtle Creekmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. McLean covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to McLean’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of McLean. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across McLean total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.