McArthur’s biggest natural hazard is inland flooding
Most of the natural-hazard damage FEMA expects in McArthur comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2011. 2 federal disasters brought FEMA money into town.
What stands out about McArthur’s weather risks
Read from FEMA’s records below. The page puts what stands out first.
Does McArthur flood? Rarely: 1 flood claim since 2011
Every paid claim on a federal flood insurance policy in McArthur, from FEMA’s records.
- The Late winter storms1 claim · $27K
McArthur isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Logan County.How exposed is McArthur?
FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 31% of U.S. communities, mostly from inland flooding.
Rated higher than 1,317 of the 2,573 Ohio towns we cover.
McArthur covers 1 census tract, combined by population.
What McArthur faces
Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.
Inland flooding
Tornadoes
Cold waves
2 federal disasters brought FEMA money to McArthur
Disasters that paid out in McArthur itself (aid to households or repair grants to the Township of McArthur) and its biggest flood years.
- 2004Severe Winter Storms, Flooding, and Mudslides$20K to the Township of McArthur for repairs
- 2004Snow$2K to the Township of McArthur for repairs
Logan County has had 10 natural disasters declared since 1953, most often severe storms and winter storms.
Old photos of McArthur after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the McArthur archive →Get ready for what McArthur actually faces
A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Let faucets drip so pipes don’t freeze.
- Know where your water shutoff is.
- Never heat the house with the oven or a grill.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
McArthur and its neighbors
McArthur ranks 3rd calmest of 6 towns around it. Tap a town to see its hazards.
| Town | Rating | Mostly | Flood claims |
|---|---|---|---|
| Washington | High | inland flooding | 32 |
| Richland | High | inland flooding | 2 |
| McArthur | Low | inland flooding | 1 |
| Harrison | Low | inland flooding | 0 |
| Rushcreek | Low | inland flooding | 2 |
| Lake | Very low | inland flooding | 2 |
Rating = expected yearly storm and flood damage as a share of what’s there, vs. U.S. communities. Flood claims = paid federal flood insurance claims on record.
Most disasters here begin in June–August
The month each of Logan County’s 10 declared disasters began, since 1953.
What these numbers can and can’t tell you
- An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
- Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
- Money that reached town. Flood claims are matched to McArthur’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of McArthur.
- It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels. Across McArthur, expected losses total about $1.8M a year, counting buildings, people and crops.
Storm stories
Memories, warnings and help from neighbors in McArthur.
Your answer becomes a post in Town Square.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.