Natural hazards · Maria Stein

Maria Stein, OH natural hazards

Most of the natural-hazard damage FEMA expects in Maria Stein comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Maria Stein?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Maria Stein to be higher than in 22% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding42%Tornadoes27%Earthquakes14%Strong wind6%Hail5%Everything else7%

By hazard

What Maria Stein faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Well below average · higher than 13% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

27% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 19 years in the area

Earthquakes

14% of expected damage

Well above average · higher than 76% of U.S. places

Strong wind

6% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 3 times a year in the area

Hail

5% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Maria Stein flood?

FEMA's records show no paid flood insurance claims in Maria Stein.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Maria Stein isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Mercer County.

Disasters that hit Maria Stein

Federal disasters declared here

None of the disasters declared for Mercer County shows FEMA aid or repair money reaching Maria Stein itself in FEMA’s records.

Brought FEMA money into Maria SteinDeclared for Mercer County only

Mercer County has had 12 natural disasters declared since 1953, most often severe storms and tornadoes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Maria Stein is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Maria Stein’s own flood-insurance community; household aid to the registrant’s city; repair grants to Maria Stein. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.