Natural hazards · Mansfield

Mansfield, OH natural hazards

Most of the natural-hazard damage FEMA expects in Mansfield comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 56 claims here since 1981. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Mansfield?

7
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mansfield to be higher than in 7% of U.S. communities, mostly from inland flooding.

Inland flooding59%Tornadoes10%Hail8%Everything else22%
By hazard

What Mansfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage
Well below average · higher than 12% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

10% of expected damage
Above average · higher than 52% of U.S. places

Hail

8% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Mansfield flood?

Every paid claim on a federal flood insurance policy in Mansfield, from FEMA’s records.

56paid claims since 1981
$3.0Mpaid to owners
11homes flooded more than once
19812026

Biggest named events

  • Late winter storms: 19 claims, $1.7M
  • Tropical Storm Erin: 1 claim, $6K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Mansfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Richland County.

What’s been done with FEMA grants

1storm safe rooms built
Disasters that hit Mansfield

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Mansfield itself: aid to households, or repair grants to the City of Mansfield.

Brought FEMA money into MansfieldDeclared for Richland County only
2024

Tornadoes

7 households applied for aid $7K aid approved
2008

Record Snow and Near Record Snow

$83K to the City of Mansfield for repairs
2007

Severe Storms, Flooding, and Tornadoes

1,332 households applied for aid $1.3M aid approved $230K to the City of Mansfield for repairs
2004

Severe Winter Storms, Flooding, and Mudslides

1,875 households applied for aid $787K aid approved $666K to the City of Mansfield for repairs
2004

Snow

$46K to the City of Mansfield for repairs
2004

Severe Storms and Flooding

220 households applied for aid $189K aid approved
2003

Tornadoes, Flooding, Severe Storms, and High Winds

388 households applied for aid $221K aid approved
Richland County has had 15 natural disasters declared since 1953, most often severe storms and winter storms.
Around Mansfield

Mansfield and the towns around it

Madison: Very low, mostly inland floodingWashington: Very low, mostly inland floodingFranklin: Very low, mostly inland floodingSpringfield: Very low, mostly inland floodingWeller: Very low, mostly inland floodingRoseland: Very low, mostly inland floodingOntario: Very low, mostly inland floodingTroy: Very low, mostly inland floodingLincoln Heights: Very low, mostly inland floodingMifflin: Very low, mostly inland floodingJefferson: Moderate, mostly inland floodingMonroe: Low, mostly inland floodingLexington: Very low, mostly inland floodingBellville: Moderate, mostly inland floodingBloominggrove: Very low, mostly inland floodingJackson: Very low, mostly inland floodingSandusky: Very low, mostly inland floodingSharon: Low, mostly inland floodingMilton: Very low, mostly inland floodingButler: Very low, mostly inland floodingTroy: Low, mostly inland floodingPerry: Moderate, mostly inland floodingMansfield: Very low, mostly inland flooding MansfieldMadisonWashingtonFranklinSpringfieldWellerRoselandOntarioTroyLincoln Heights
Very lowLowModerateHighVery high
Franklinmostly inland floodingVery low
Wellermostly inland floodingVery low
Roselandmostly inland floodingVery low
Troymostly inland floodingVery low
Mansfieldmostly inland floodingVery low
Madisonmostly inland floodingVery low
Washingtonmostly inland floodingVery low
Springfieldmostly inland floodingVery low
Lincoln Heightsmostly inland floodingVery low
Ontariomostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mansfield covers 13 census tracts, combined by population.
Money that reached townFlood claims are matched to Mansfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Mansfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mansfield total about $6.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01