Natural hazards · Manchester

Manchester, OH natural hazards

Most of the natural-hazard damage FEMA expects in Manchester comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 78 claims here since 1978. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Manchester?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Manchester to be higher than in 78% of U.S. communities, mostly from inland flooding.

Inland flooding89%Everything else11%

By hazard

What Manchester faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

89% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Manchester flood?

Every paid claim on a federal flood insurance policy in Manchester, from FEMA’s records.

78paid claims since 1978

$607Kpaid to owners

1homes flooded more than once

19782026

Biggest named events

Not a named storm: 18 claims, $10K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Manchester isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Adams County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Manchester

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Manchester itself: aid to households, or repair grants to the Village of Manchester.

Brought FEMA money into ManchesterDeclared for Adams County only

2003

Severe Winter Storm and Record/Near Record Snow

11 households applied for aid $10K aid approved

Adams County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Manchester

Manchester and the towns around it

Very lowLowModerateHighVery high

Manchestermostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Manchester is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Manchester’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Manchester. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.