TownTapestry
Sign inJoin
MaltaGood morning
Natural hazards · Malta

Malta, OH natural hazards

Most of the natural-hazard damage FEMA expects in Malta comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 11 claims here since 1979. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Malta?

76
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Malta to be higher than in 76% of U.S. communities, mostly from inland flooding.

Inland flooding88%Everything else12%
By hazard

What Malta faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

88% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Malta flood?

Every paid claim on a federal flood insurance policy in Malta, from FEMA’s records.

11paid claims since 1979
$52Kpaid to owners
1homes flooded more than once
19792026

Biggest named events

  • Not a named storm: 2 claims, $1K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Malta isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Morgan County.
Disasters that hit Malta

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Malta itself: aid to households, or repair grants to the Village of Malta.

Brought FEMA money into MaltaDeclared for Morgan County only
2012

Severe Storms and Straight-Line Winds

$905 to the Village of Malta for repairs
2004

Severe Winter Storms, Flooding, and Mudslides

36 households applied for aid $101K aid approved $60K to the Village of Malta for repairs
2004

Severe Storms and Flooding

10 households applied for aid $13K aid approved $47K to the Village of Malta for repairs
2004

Severe Storms, Flooding, Mudslides, and Landslides

8 households applied for aid $24K aid approved $20K to the Village of Malta for repairs
2003

Severe Winter Storm and Record/Near Record Snow

$12K to the Village of Malta for repairs
Morgan County has had 14 natural disasters declared since 1953, most often severe storms and floods.
Around Malta

Malta and the towns around it

Morgan: High, mostly inland floodingMalta: Moderate, mostly inland floodingMcConnelsville: High, mostly inland floodingMeigsville: Very high, mostly inland floodingBloom: Very high, mostly inland floodingBristol: Very high, mostly inland floodingWindsor: Very high, mostly inland floodingDeerfield: Moderate, mostly inland floodingPenn: High, mostly inland floodingUnion: Moderate, mostly inland floodingMalta: High, mostly inland flooding MaltaMorganMaltaMcConnelsville
Very lowLowModerateHighVery high
Maltamostly inland floodingHigh
Morganmostly inland floodingHigh
McConnelsvillemostly inland floodingHigh
Maltamostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Malta is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Malta’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Malta. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The coffee’s on

Where to, neighbor?

You’re in Malta, OHView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Malta is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
Open detailed map