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Natural hazards · Madeira

Madeira, OH natural hazards

Most of the natural-hazard damage FEMA expects in Madeira comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 5 claims here since 1979. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Madeira?

17
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Madeira to be higher than in 17% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding47%Tornadoes24%Heat waves13%Cold waves8%Everything else9%
By hazard

What Madeira faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage
Below average · higher than 27% of U.S. places
Recorded about 5 times a year in the area

Tornadoes

24% of expected damage
Well above average · higher than 88% of U.S. places

Heat waves

13% of expected damage
Below average · higher than 43% of U.S. places
Recorded about 6 times a year in the area

Cold waves

8% of expected damage
Well below average · higher than 24% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Madeira flood?

Every paid claim on a federal flood insurance policy in Madeira, from FEMA’s records.

5paid claims since 1979
$32Kpaid to owners
0homes flooded more than once
19792026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Madeira isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hamilton County.
Disasters that hit Madeira

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Madeira itself: aid to households, or repair grants to the City of Madeira.

Brought FEMA money into MadeiraDeclared for Hamilton County only
2008

Severe Wind Storm Associated With Tropical Depression Ike

$124K to the City of Madeira for repairs
2004

Snow

$16K to the City of Madeira for repairs
Hamilton County has had 15 natural disasters declared since 1953, most often severe storms and floods.
Around Madeira

Madeira and the towns around it

The Village of Indian Hill: Low, mostly inland floodingColumbia: Low, mostly inland floodingCincinnati: Low, mostly inland floodingSilverton: Very low, mostly inland floodingSycamore: Very low, mostly inland floodingKenwood: Very low, mostly inland floodingConcorde Hills: Low, mostly inland floodingSymmes: Low, mostly inland floodingMiami: Very low, mostly inland floodingRemington: Low, mostly inland floodingMontgomery: Very low, mostly inland floodingMilford: Moderate, mostly inland floodingTerrace Park: High, mostly inland floodingCamp Dennison: High, mostly inland floodingMariemont: High, mostly inland floodingMiamiville: Low, mostly inland floodingAnderson: Low, mostly inland floodingMadison Place: Moderate, mostly inland floodingPlainville: Moderate, mostly inland floodingRidgewood: Low, mostly inland floodingAmberley: Low, mostly inland floodingDelhi: Very low, mostly inland floodingSpringfield: Low, mostly inland floodingGreen: Low, mostly inland floodingMiami: Moderate, mostly inland floodingFinneytown: Low, mostly inland floodingAddyston: Moderate, mostly inland floodingDelhi Hills: Very low, mostly inland floodingMonfort Heights: Very low, mostly inland floodingFairfax: Moderate, mostly inland floodingNorth College Hill: Low, mostly inland floodingDeer Park: Very low, mostly inland floodingSharonville: Very low, mostly inland floodingBrecon: Very low, mostly inland floodingBlue Ash: Very low, mostly inland floodingDillonvale: Low, mostly inland floodingReading: Moderate, mostly inland floodingRossmoyne: Very low, mostly inland floodingMadeira: Very low, mostly inland flooding MadeiraThe Village of Indian HillColumbiaCincinnatiSilvertonSycamoreKenwoodConcorde Hills
Very lowLowModerateHighVery high
The Village of Indian Hillmostly inland floodingLow
Columbiamostly inland floodingLow
Concorde Hillsmostly inland floodingLow
Cincinnatimostly inland floodingLow
Madeiramostly inland floodingVery low
Silvertonmostly inland floodingVery low
Sycamoremostly inland floodingVery low
Kenwoodmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Madeira covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Madeira’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Madeira. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Madeira total about $2.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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