TownTapestry
Sign inJoin
LudlowGood night
Natural hazards · Ludlow

Ludlow, OH natural hazards

Most of the natural-hazard damage FEMA expects in Ludlow comes from inland flooding, and overall the risk is very high for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Ludlow?

87
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ludlow to be higher than in 87% of U.S. communities, mostly from inland flooding.

Inland flooding91%Everything else9%
By hazard

What Ludlow faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

91% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Ludlow flood?

FEMA's records show no paid flood insurance claims in Ludlow.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Ludlow isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Washington County.
Disasters that hit Ludlow

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ludlow itself: aid to households, or repair grants to the Township of Ludlow.

Brought FEMA money into LudlowDeclared for Washington County only
2019

Severe Storms, Flooding, and Landslides

$46K to the Township of Ludlow for repairs
2018

Severe Storms, Landslides, and Mudslides

$74K to the Township of Ludlow for repairs
2012

Severe Storms and Straight-Line Winds

$42K to the Township of Ludlow for repairs
2004

Severe Winter Storms, Flooding, and Mudslides

$18K to the Township of Ludlow for repairs
2004

Severe Storms and Flooding

$65K to the Township of Ludlow for repairs
2004

Severe Storms, Flooding, Mudslides, and Landslides

$6K to the Township of Ludlow for repairs
2003

Severe Winter Storm and Record/Near Record Snow

$3K to the Township of Ludlow for repairs
Washington County has had 17 natural disasters declared since 1953, most often severe storms and floods.
Around Ludlow

Ludlow and the towns around it

Independence: Very high, mostly inland floodingLiberty: Very high, mostly inland floodingGrandview: Very high, mostly inland floodingBethel: High, mostly inland floodingLawrence: Very high, mostly inland floodingNewport: Very high, mostly inland floodingSalem: Very high, mostly inland floodingElk: Low, mostly inland floodingMatamoras (New Matamoras): Very high, mostly inland floodingBenton: High, mostly inland floodingJackson: High, mostly inland floodingFranklin: High, mostly inland floodingWashington: High, mostly inland floodingLudlow: Very high, mostly inland flooding LudlowIndependenceLibertyGrandviewBethel
Very lowLowModerateHighVery high
Ludlowmostly inland floodingVery high
Independencemostly inland floodingVery high
Grandviewmostly inland floodingVery high
Libertymostly inland floodingVery high
Bethelmostly inland floodingHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ludlow is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Ludlow’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Ludlow. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

We left the porch light on

Where to, neighbor?

You’re in Ludlow, OHWashington CountyView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Ludlow is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
Open detailed map