Natural hazards · Lower Salem

Lower Salem, OH natural hazards

Most of the natural-hazard damage FEMA expects in Lower Salem comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 16 claims here since 1997. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Lower Salem?

83
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lower Salem to be higher than in 83% of U.S. communities, mostly from inland flooding.

Inland flooding88%Everything else12%
By hazard

What Lower Salem faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

88% of expected damage
Well above average · higher than 95% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Lower Salem flood?

Every paid claim on a federal flood insurance policy in Lower Salem, from FEMA’s records.

16paid claims since 1997
$437Kpaid to owners
3homes flooded more than once
19972026

Biggest named events

  • Tropical Storm Ivan: 7 claims, $256K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Lower Salem isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Washington County.

What’s been done with FEMA grants

7flood-prone properties bought out and cleared
Disasters that hit Lower Salem

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lower Salem itself: aid to households, or repair grants to the Village of Lower Salem.

Brought FEMA money into Lower SalemDeclared for Washington County only
2004

Severe Winter Storms, Flooding, and Mudslides

2 households applied for aid
2004

Severe Storms and Flooding

34 households applied for aid $79K aid approved $16K to the Village of Lower Salem for repairs
2004

Severe Storms, Flooding, Mudslides, and Landslides

1 household applied for aid
Washington County has had 17 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lower Salem is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Lower Salem’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Lower Salem. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01