Natural hazards · Loudonville

Loudonville, OH natural hazards

Most of the natural-hazard damage FEMA expects in Loudonville comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 7 claims here since 1980. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Loudonville?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Loudonville to be higher than in 73% of U.S. communities, mostly from inland flooding.

Inland flooding82%Tornadoes6%Everything else13%

By hazard

What Loudonville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

82% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once every 55 years in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Loudonville flood?

Every paid claim on a federal flood insurance policy in Loudonville, from FEMA’s records.

7paid claims since 1980

$211Kpaid to owners

1homes flooded more than once

19802026

Biggest named events

Late winter storms: 2 claims, $102K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Loudonville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Ashland County.

Disasters that hit Loudonville

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Loudonville itself: aid to households, or repair grants to the Village of Loudonville.

Brought FEMA money into LoudonvilleDeclared for Ashland County only

2004

Severe Winter Storms, Flooding, and Mudslides

13 households applied for aid $10K aid approved

Ashland County has had 9 natural disasters declared since 1953, most often severe storms and winter storms.

Around Loudonville

Loudonville and the towns around it

Very lowLowModerateHighVery high

Loudonvillemostly inland floodingHigh

Hanovermostly inland floodingHigh

Greenmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Loudonville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Loudonville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Loudonville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.