Natural hazards · Lostcreek

Lostcreek, OH natural hazards

Most of the natural-hazard damage FEMA expects in Lostcreek comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 7 claims here since 1995. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lostcreek?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lostcreek to be higher than in 22% of U.S. communities, mostly from inland flooding.

Inland flooding60%Tornadoes14%Earthquakes7%Cold waves5%Everything else15%

By hazard

What Lostcreek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once every 17 years in the area

Earthquakes

7% of expected damage

Above average · higher than 61% of U.S. places

Cold waves

5% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lostcreek flood?

Every paid claim on a federal flood insurance policy in Lostcreek, from FEMA’s records.

7paid claims since 1995

$234Kpaid to owners

0homes flooded more than once

19952026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lostcreek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Miami County.

Disasters that hit Lostcreek

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Lostcreek itself: aid to households, or repair grants to the Township of Lostcreek.

Brought FEMA money into LostcreekDeclared for Miami County only

2004

Snow

$947 to the Township of Lostcreek for repairs

Miami County has had 12 natural disasters declared since 1953, most often severe storms and winter storms.

Around Lostcreek

Lostcreek and the towns around it

Very lowLowModerateHighVery high

Stauntonmostly inland floodingModerate

Jacksonmostly inland floodingLow

Lostcreekmostly inland floodingLow

Elizabethmostly inland floodingLow

Brownmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lostcreek covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Lostcreek’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Lostcreek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lostcreek total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.