Natural hazards · Lodi

Lodi, OH natural hazards

Most of the natural-hazard damage FEMA expects in Lodi comes from inland flooding, and overall the risk is very low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lodi?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lodi to be higher than in 19% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding65%Tornadoes16%Strong wind5%Everything else14%

By hazard

What Lodi faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Below average · higher than 32% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

16% of expected damage

Above average · higher than 72% of U.S. places

Strong wind

5% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lodi flood?

FEMA's records show no paid flood insurance claims in Lodi.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lodi isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Medina County.

Disasters that hit Lodi

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lodi itself: aid to households, or repair grants to the Village of Lodi.

Brought FEMA money into LodiDeclared for Medina County only

2004

Severe Storms and Flooding

4 households applied for aid $3K aid approved $2K to the Village of Lodi for repairs

2003

Tornadoes, Flooding, Severe Storms, and High Winds

8 households applied for aid $17K aid approved

Medina County has had 11 natural disasters declared since 1953, most often severe storms and tornadoes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lodi covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Lodi’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Lodi. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lodi total about $681K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.