Natural hazards · Lockbourne

Lockbourne, OH natural hazards

Most of the natural-hazard damage FEMA expects in Lockbourne comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2011. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lockbourne?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lockbourne to be higher than in 7% of U.S. communities, mostly from inland flooding.

Inland flooding67%Tornadoes11%Cold waves7%Everything else16%

By hazard

What Lockbourne faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage

Well below average · higher than 17% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

11% of expected damage

Above average · higher than 60% of U.S. places

Recorded about once every 100 years in the area

Cold waves

7% of expected damage

Below average · higher than 31% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lockbourne flood?

Every paid claim on a federal flood insurance policy in Lockbourne, from FEMA’s records.

1paid claims since 2011

$9Kpaid to owners

0homes flooded more than once

20112026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lockbourne isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Franklin County.

Disasters that hit Lockbourne

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Lockbourne itself: aid to households, or repair grants to the Village of Lockbourne.

Brought FEMA money into LockbourneDeclared for Franklin County only

2004

Severe Winter Storms, Flooding, and Mudslides

14 households applied for aid $6K aid approved

Franklin County has had 17 natural disasters declared since 1953, most often severe storms and winter storms.

Around Lockbourne

Lockbourne and the towns around it

Very lowLowModerateHighVery high

Columbusmostly inland floodingLow

Lockbournemostly inland floodingVery low

Hamiltonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lockbourne is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Lockbourne’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Lockbourne. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.