Natural hazards · Liverpool

Liverpool, OH natural hazards

Most of the natural-hazard damage FEMA expects in Liverpool comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 11 claims here since 1996.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Liverpool?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Liverpool to be higher than in 26% of U.S. communities, mostly from inland flooding.

Inland flooding74%Tornadoes11%Everything else16%

By hazard

What Liverpool faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

74% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

11% of expected damage

Above average · higher than 54% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Liverpool flood?

Every paid claim on a federal flood insurance policy in Liverpool, from FEMA’s records.

11paid claims since 1996

$76Kpaid to owners

0homes flooded more than once

19962026

Biggest named events

Tropical Storm Ivan: 5 claims, $48K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Liverpool isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Columbiana County.

Disasters that hit Liverpool

Federal disasters declared here

None of the disasters declared for Columbiana County shows FEMA aid or repair money reaching Liverpool itself in FEMA’s records.

Brought FEMA money into LiverpoolDeclared for Columbiana County only

Columbiana County has had 15 natural disasters declared since 1953, most often severe storms and tornadoes.

Around Liverpool

Liverpool and the towns around it

Very lowLowModerateHighVery high

Newellmostly inland floodingModerate

East Liverpoolmostly inland floodingLow

Glenmoormostly inland floodingLow

Madisonmostly inland floodingLow

Yellow Creekmostly inland floodingLow

La Croftmostly inland floodingLow

Liverpoolmostly inland floodingLow

St. Clairmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Liverpool covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Liverpool’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Liverpool. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Liverpool total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.