Natural hazards · Litchfield

Litchfield, OH natural hazards

Most of the natural-hazard damage FEMA expects in Litchfield comes from inland flooding, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Litchfield?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Litchfield to be higher than in 19% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding64%Tornadoes16%Strong wind6%Everything else14%

By hazard

What Litchfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Below average · higher than 33% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

16% of expected damage

Above average · higher than 72% of U.S. places

Recorded about once every 95 years in the area

Strong wind

6% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Litchfield flood?

FEMA's records show no paid flood insurance claims in Litchfield.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Litchfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Medina County.

Disasters that hit Litchfield

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Litchfield itself: aid to households, or repair grants to the Township of Litchfield.

Brought FEMA money into LitchfieldDeclared for Medina County only

2004

Severe Storms and Flooding

4 households applied for aid $2K aid approved $3K to the Township of Litchfield for repairs

Medina County has had 11 natural disasters declared since 1953, most often severe storms and tornadoes.

Around Litchfield

Litchfield and the towns around it

Very lowLowModerateHighVery high

Litchfieldmostly inland floodingVery low

Chathammostly inland floodingVery low

Graftonmostly inland floodingVery low

Penfieldmostly inland floodingVery low

Yorkmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Litchfield covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Litchfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Litchfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Litchfield total about $732K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.