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Natural hazards · Lexington

Lexington, OH natural hazards

Most of the natural-hazard damage FEMA expects in Lexington comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 2007. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Lexington?

6
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lexington to be higher than in 6% of U.S. communities, mostly from inland flooding.

Inland flooding58%Tornadoes11%Hail8%Strong wind5%Everything else18%
By hazard

What Lexington faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage
Well below average · higher than 12% of U.S. places
Recorded about 2 times a year in the area

Tornadoes

11% of expected damage
Above average · higher than 52% of U.S. places

Hail

8% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about 4 times a year in the area

Strong wind

5% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about 2 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Lexington flood?

Every paid claim on a federal flood insurance policy in Lexington, from FEMA’s records.

2paid claims since 2007
$330Kpaid to owners
0homes flooded more than once
20072026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Lexington isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Richland County.

What’s been done with FEMA grants

1storm safe rooms built
Disasters that hit Lexington

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lexington itself: aid to households, or repair grants to the Village of Lexington.

Brought FEMA money into LexingtonDeclared for Richland County only
2008

Record Snow and Near Record Snow

$11K to the Village of Lexington for repairs
2007

Severe Storms, Flooding, and Tornadoes

14 households applied for aid $25K aid approved
2004

Severe Winter Storms, Flooding, and Mudslides

103 households applied for aid $52K aid approved $30K to the Village of Lexington for repairs
2004

Snow

$12K to the Village of Lexington for repairs
2004

Severe Storms and Flooding

1 household applied for aid $740 aid approved
2003

Tornadoes, Flooding, Severe Storms, and High Winds

1 household applied for aid
Richland County has had 15 natural disasters declared since 1953, most often severe storms and winter storms.
Around Lexington

Lexington and the towns around it

Washington: Very low, mostly inland floodingTroy: Very low, mostly inland floodingMansfield: Very low, mostly inland floodingJefferson: Moderate, mostly inland floodingMonroe: Low, mostly inland floodingMadison: Very low, mostly inland floodingBellville: Moderate, mostly inland floodingTroy: Low, mostly inland floodingSpringfield: Very low, mostly inland floodingPerry: Moderate, mostly inland floodingLexington: Very low, mostly inland flooding LexingtonWashingtonTroy
Very lowLowModerateHighVery high
Troymostly inland floodingVery low
Lexingtonmostly inland floodingVery low
Washingtonmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lexington covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Lexington’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Village of Lexington. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lexington total about $698K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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