Natural hazards · Lexington

Lexington, OH natural hazards

Most of the natural-hazard damage FEMA expects in Lexington comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 4 claims here since 2003.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lexington?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lexington to be higher than in 11% of U.S. communities, mostly from inland flooding.

Inland flooding63%Hail10%Tornadoes9%Cold waves6%Everything else12%

By hazard

What Lexington faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 2 times a year in the area

Hail

10% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

9% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once every 84 years in the area

Cold waves

6% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lexington flood?

Every paid claim on a federal flood insurance policy in Lexington, from FEMA’s records.

4paid claims since 2003

$25Kpaid to owners

0homes flooded more than once

20032026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lexington isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Stark County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Lexington

Federal disasters declared here

None of the disasters declared for Stark County shows FEMA aid or repair money reaching Lexington itself in FEMA’s records.

Brought FEMA money into LexingtonDeclared for Stark County only

Stark County has had 9 natural disasters declared since 1953, most often severe storms and tornadoes.

Around Lexington

Lexington and the towns around it

Very lowLowModerateHighVery high

Marlboromostly inland floodingVery low

Alliancemostly inland floodingVery low

Washingtonmostly inland floodingVery low

Lexingtonmostly inland floodingVery low

Smithmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lexington covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Lexington’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Lexington. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lexington total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.