Natural hazards · Lebanon

Lebanon, OH natural hazards

Most of the natural-hazard damage FEMA expects in Lebanon comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 8 claims here since 1982. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lebanon?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lebanon to be higher than in 23% of U.S. communities, mostly from inland flooding.

Inland flooding59%Tornadoes13%Cold waves13%Everything else15%

By hazard

What Lebanon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Below average · higher than 39% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

13% of expected damage

Above average · higher than 71% of U.S. places

Cold waves

13% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lebanon flood?

Every paid claim on a federal flood insurance policy in Lebanon, from FEMA’s records.

8paid claims since 1982

$67Kpaid to owners

3homes flooded more than once

19822026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lebanon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Warren County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Lebanon

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Lebanon itself: aid to households, or repair grants to the City of Lebanon.

Brought FEMA money into LebanonDeclared for Warren County only

2008

Severe Wind Storm Associated With Tropical Depression Ike

$164K to the City of Lebanon for repairs

2004

Snow

$45K to the City of Lebanon for repairs

Warren County has had 11 natural disasters declared since 1953, most often severe storms and floods.

Around Lebanon

Lebanon and the towns around it

Very lowLowModerateHighVery high

South Lebanonmostly inland floodingModerate

Unionmostly inland floodingLow

Lebanonmostly inland floodingLow

Turtlecreekmostly inland floodingVery low

Masonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lebanon covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Lebanon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Lebanon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lebanon total about $3.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.