Natural hazards · Lawrence

Lawrence, OH natural hazards

Most of the natural-hazard damage FEMA expects in Lawrence comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 2026.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lawrence?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lawrence to be higher than in 81% of U.S. communities, mostly from inland flooding.

Inland flooding86%Everything else14%

By hazard

What Lawrence faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

86% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lawrence flood?

Every paid claim on a federal flood insurance policy in Lawrence, from FEMA’s records.

1paid claims since 2026

$20Kpaid to owners

0homes flooded more than once

20262026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lawrence isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Washington County.

Disasters that hit Lawrence

Federal disasters declared here

None of the disasters declared for Washington County shows FEMA aid or repair money reaching Lawrence itself in FEMA’s records.

Brought FEMA money into LawrenceDeclared for Washington County only

Washington County has had 17 natural disasters declared since 1953, most often severe storms and floods.

Around Lawrence

Lawrence and the towns around it

Very lowLowModerateHighVery high

Independencemostly inland floodingVery high

Lawrencemostly inland floodingVery high

Newportmostly inland floodingVery high

Libertymostly inland floodingVery high

Fearingmostly inland floodingHigh

Mariettamostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lawrence covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Lawrence’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Lawrence. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lawrence total about $736K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.