Natural hazards · Latty

Latty, OH natural hazards

Most of the natural-hazard damage FEMA expects in Latty comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 9 claims here since 1981. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Latty?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Latty to be higher than in 48% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding64%Tornadoes16%Strong wind6%Everything else14%

By hazard

What Latty faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage

Above average · higher than 61% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

16% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 16 years in the area

Strong wind

6% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Latty flood?

Every paid claim on a federal flood insurance policy in Latty, from FEMA’s records.

9paid claims since 1981

$59Kpaid to owners

0homes flooded more than once

19812026

of all homes
are insured

No community discount. Latty isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Paulding County.

Disasters that hit Latty

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Latty itself: aid to households, or repair grants to the Township of Latty.

Brought FEMA money into LattyDeclared for Paulding County only

2004

Severe Winter Storms, Flooding, and Mudslides

$2K to the Township of Latty for repairs

Paulding County has had 10 natural disasters declared since 1953, most often severe storms and floods.

Around Latty

Latty and the towns around it

Very lowLowModerateHighVery high

Jacksonmostly inland floodingModerate

Lattymostly inland floodingModerate

Washingtonmostly inland floodingModerate

Blue Creekmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Latty covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Latty’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Latty. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Latty total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.