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Natural hazards · Lake Darby

Lake Darby, OH natural hazards

Most of the natural-hazard damage FEMA expects in Lake Darby comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Lake Darby?

65
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lake Darby to be higher than in 65% of U.S. communities, mostly from inland flooding.

Inland flooding71%Cold waves12%Heat waves7%Tornadoes6%Everything else5%
By hazard

What Lake Darby faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about 4 times a year in the area

Cold waves

12% of expected damage
Below average · higher than 31% of U.S. places
Recorded about 4 times a year in the area

Heat waves

7% of expected damage
Below average · higher than 36% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

6% of expected damage
Above average · higher than 62% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Lake Darby flood?

FEMA's records show no paid flood insurance claims in Lake Darby.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Lake Darby isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Franklin County.
Disasters that hit Lake Darby

Federal disasters declared here

None of the disasters declared for Franklin County shows FEMA aid or repair money reaching Lake Darby itself in FEMA’s records.

Brought FEMA money into Lake DarbyDeclared for Franklin County only
Franklin County has had 17 natural disasters declared since 1953, most often severe storms and winter storms.
Around Lake Darby

Lake Darby and the towns around it

Jefferson: Low, mostly inland floodingWest Jefferson: Low, mostly inland floodingPrairie: Low, mostly inland floodingBrown: Moderate, mostly inland floodingDeer Creek: Low, mostly inland floodingCanaan: Low, mostly inland floodingMonroe: Low, mostly inland floodingFairfield: Low, mostly inland floodingPleasant: Low, mostly inland floodingColumbus: Low, mostly inland floodingLincoln Village: Very low, mostly inland floodingFranklin: Low, mostly inland floodingNorwich: Low, mostly inland floodingJackson: Very low, mostly inland floodingHilliard: Low, mostly inland floodingWashington: Low, mostly inland floodingLake Darby: High, mostly inland flooding Lake DarbyJeffersonWest JeffersonPrairieBrown
Very lowLowModerateHighVery high
Lake Darbymostly inland floodingHigh
Brownmostly inland floodingModerate
Jeffersonmostly inland floodingLow
Prairiemostly inland floodingLow
West Jeffersonmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lake Darby covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Lake Darby’s own flood-insurance community; household aid to the registrant’s city; repair grants to Lake Darby. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lake Darby total about $975K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/19 · 2025-01-01
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