Natural hazards · Kelleys Island

Kelleys Island, OH natural hazards

Most of the natural-hazard damage FEMA expects in Kelleys Island comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 1982.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Kelleys Island?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Kelleys Island to be higher than in 13% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding58%Tornadoes18%Hail6%Everything else18%

By hazard

What Kelleys Island faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Well below average · higher than 15% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 75% of U.S. places

Hail

6% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 3 times a year in the area

Lower here

Coastal floodingHurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Kelleys Island flood?

Every paid claim on a federal flood insurance policy in Kelleys Island, from FEMA’s records.

1paid claims since 1982

$8Kpaid to owners

0homes flooded more than once

19822026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Kelleys Island isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Erie County.

Disasters that hit Kelleys Island

Federal disasters declared here

None of the disasters declared for Erie County shows FEMA aid or repair money reaching Kelleys Island itself in FEMA’s records.

Brought FEMA money into Kelleys IslandDeclared for Erie County only

Erie County has had 11 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Kelleys Island is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Kelleys Island’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Kelleys Island. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.