Natural hazards · Jerusalem

Jerusalem, OH natural hazards

Most of the natural-hazard damage FEMA expects in Jerusalem comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 14 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Jerusalem?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Jerusalem to be higher than in 41% of U.S. communities, mostly from inland flooding.

Inland flooding68%Tornadoes13%Cold waves6%Everything else13%

By hazard

What Jerusalem faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

13% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once every 17 years in the area

Cold waves

6% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 4 times a year in the area

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Jerusalem flood?

Every paid claim on a federal flood insurance policy in Jerusalem, from FEMA’s records.

14paid claims since 1978

$59Kpaid to owners

1homes flooded more than once

19782026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Jerusalem isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lucas County.

Disasters that hit Jerusalem

Federal disasters declared here

None of the disasters declared for Lucas County shows FEMA aid or repair money reaching Jerusalem itself in FEMA’s records.

Brought FEMA money into JerusalemDeclared for Lucas County only

Lucas County has had 13 natural disasters declared since 1953, most often severe storms and floods.

Around Jerusalem

Jerusalem and the towns around it

Very lowLowModerateHighVery high

Bentonmostly inland floodingHigh

Carrollmostly inland floodingHigh

Allenmostly inland floodingHigh

Curticemostly inland floodingHigh

Jerusalemmostly inland floodingModerate

Washingtonmostly inland floodingModerate

Put-in-Baymostly inland floodingLow

Oregonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Jerusalem covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Jerusalem’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Jerusalem. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Jerusalem total about $877K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.