Natural hazards · Ithaca

Ithaca, OH natural hazards

Most of the natural-hazard damage FEMA expects in Ithaca comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ithaca?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ithaca to be higher than in 30% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding48%Tornadoes28%Earthquakes9%Strong wind6%Everything else8%

By hazard

What Ithaca faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Below average · higher than 29% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

28% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 24 years in the area

Earthquakes

9% of expected damage

Above average · higher than 71% of U.S. places

Strong wind

6% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ithaca flood?

FEMA's records show no paid flood insurance claims in Ithaca.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ithaca isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Darke County.

Disasters that hit Ithaca

Federal disasters declared here

None of the disasters declared for Darke County shows FEMA aid or repair money reaching Ithaca itself in FEMA’s records.

Brought FEMA money into IthacaDeclared for Darke County only

Darke County has had 11 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ithaca is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ithaca’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Ithaca. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.