Natural hazards · Hubbard

Hubbard, OH natural hazards

Most of the natural-hazard damage FEMA expects in Hubbard comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 8 claims here since 1980. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hubbard?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hubbard to be higher than in 9% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding59%Tornadoes17%Strong wind10%Everything else15%

By hazard

What Hubbard faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Well below average · higher than 22% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

17% of expected damage

Above average · higher than 56% of U.S. places

Strong wind

10% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hubbard flood?

Every paid claim on a federal flood insurance policy in Hubbard, from FEMA’s records.

8paid claims since 1980

$56Kpaid to owners

1homes flooded more than once

19802026

Biggest named events

Late winter storms: 1 claim, $10K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hubbard isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Trumbull County.

Disasters that hit Hubbard

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hubbard itself: aid to households, or repair grants to the City of Hubbard.

Brought FEMA money into HubbardDeclared for Trumbull County only

2004

Severe Storms and Flooding

21 households applied for aid $24K aid approved

2003

Tornadoes, Flooding, Severe Storms, and High Winds

430 households applied for aid $581K aid approved $243K to the City of Hubbard for repairs

Trumbull County has had 9 natural disasters declared since 1953, most often severe storms and tornadoes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hubbard covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Hubbard’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hubbard. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hubbard total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.