Natural hazards · Hubbard

Hubbard, OH natural hazards

Most of the natural-hazard damage FEMA expects in Hubbard comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 12 claims here since 1980. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hubbard?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hubbard to be higher than in 8% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding59%Tornadoes17%Strong wind10%Everything else15%

By hazard

What Hubbard faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

17% of expected damage

Above average · higher than 56% of U.S. places

Strong wind

10% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hubbard flood?

Every paid claim on a federal flood insurance policy in Hubbard, from FEMA’s records.

12paid claims since 1980

$257Kpaid to owners

0homes flooded more than once

19802026

Biggest named events

Late winter storms: 2 claims, $100K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hubbard isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Trumbull County.

Disasters that hit Hubbard

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Hubbard itself: aid to households, or repair grants to the Township of Hubbard.

Brought FEMA money into HubbardDeclared for Trumbull County only

2003

Tornadoes, Flooding, Severe Storms, and High Winds

$60K to the Township of Hubbard for repairs

Trumbull County has had 9 natural disasters declared since 1953, most often severe storms and tornadoes.

Around Hubbard

Hubbard and the towns around it

Very lowLowModerateHighVery high

Shenangomostly inland floodingHigh

Brookfieldmostly inland floodingLow

Libertymostly inland floodingVery low

Hubbardmostly inland floodingVery low

Youngstownmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hubbard covers 4 census tracts, combined by population.

Money that reached townFlood claims are matched to Hubbard’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Hubbard. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hubbard total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.