Natural hazards · Hooven

Hooven, OH natural hazards

Most of the natural-hazard damage FEMA expects in Hooven comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 9 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hooven?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hooven to be higher than in 69% of U.S. communities, mostly from inland flooding.

Inland flooding74%Tornadoes14%Everything else13%

By hazard

What Hooven faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

74% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 95% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hooven flood?

Every paid claim on a federal flood insurance policy in Hooven, from FEMA’s records.

9paid claims since 1978

$186Kpaid to owners

0homes flooded more than once

19782026

Biggest named events

March storm: 1 claim, $101K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hooven isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hamilton County.

Disasters that hit Hooven

Federal disasters declared here

None of the disasters declared for Hamilton County shows FEMA aid or repair money reaching Hooven itself in FEMA’s records.

Brought FEMA money into HoovenDeclared for Hamilton County only

Hamilton County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Hooven

Hooven and the towns around it

Very lowLowModerateHighVery high

Grandviewmostly inland floodingHigh

Whitewatermostly inland floodingHigh

Hoovenmostly inland floodingHigh

Miamimostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hooven covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Hooven’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Hooven. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hooven total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.