Natural hazards · Holland

Holland, OH natural hazards

Most of the natural-hazard damage FEMA expects in Holland comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2013. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Holland?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Holland to be higher than in 31% of U.S. communities, mostly from inland flooding.

Inland flooding68%Tornadoes14%Everything else17%

By hazard

What Holland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

68% of expected damage

Below average · higher than 48% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

14% of expected damage

Above average · higher than 74% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Holland flood?

Every paid claim on a federal flood insurance policy in Holland, from FEMA’s records.

1paid claims since 2013

$3Kpaid to owners

0homes flooded more than once

20132026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Holland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lucas County.

What’s been done with FEMA grants

1storm safe rooms built

Disasters that hit Holland

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Holland itself: aid to households, or repair grants to the Village of Holland.

Brought FEMA money into HollandDeclared for Lucas County only

2006

Severe Storms, Tornadoes, Straight Line Winds, and Flooding

34 households applied for aid $30K aid approved

Lucas County has had 13 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Holland covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Holland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Holland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Holland total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.