Natural hazards · Holiday Lakes

Holiday Lakes, OH natural hazards

Most of the natural-hazard damage FEMA expects in Holiday Lakes comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Holiday Lakes?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Holiday Lakes to be higher than in 29% of U.S. communities, mostly from inland flooding.

Inland flooding58%Tornadoes14%Strong wind6%Lightning6%Hail5%Everything else10%

By hazard

What Holiday Lakes faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Below average · higher than 41% of U.S. places

Recorded about once a year in the area

Tornadoes

14% of expected damage

Above average · higher than 74% of U.S. places

Recorded about once every 27 years in the area

Strong wind

6% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 2 times a year in the area

Lightning

6% of expected damage

Above average · higher than 63% of U.S. places

Hail

5% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslides

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Holiday Lakes flood?

FEMA's records show no paid flood insurance claims in Holiday Lakes.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Holiday Lakes isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Huron County.

Disasters that hit Holiday Lakes

Federal disasters declared here

None of the disasters declared for Huron County shows FEMA aid or repair money reaching Holiday Lakes itself in FEMA’s records.

Brought FEMA money into Holiday LakesDeclared for Huron County only

Huron County has had 11 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Holiday Lakes is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Holiday Lakes’s own flood-insurance community; household aid to the registrant’s city; repair grants to Holiday Lakes. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.