Natural hazards · Hillsboro

Hillsboro, OH natural hazards

Most of the natural-hazard damage FEMA expects in Hillsboro comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 1994. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hillsboro?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hillsboro to be higher than in 9% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding55%Tornadoes15%Earthquakes9%Heat waves6%Everything else16%

By hazard

What Hillsboro faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Well below average · higher than 13% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

15% of expected damage

Above average · higher than 70% of U.S. places

Earthquakes

9% of expected damage

Above average · higher than 61% of U.S. places

Heat waves

6% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hillsboro flood?

Every paid claim on a federal flood insurance policy in Hillsboro, from FEMA’s records.

2paid claims since 1994

$12Kpaid to owners

1homes flooded more than once

19942026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hillsboro isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Highland County.

What’s been done with FEMA grants

2storm safe rooms built

Disasters that hit Hillsboro

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hillsboro itself: aid to households, or repair grants to the City of Hillsboro.

Brought FEMA money into HillsboroDeclared for Highland County only

2012

Severe Storms and Straight-Line Winds

$7K to the City of Hillsboro for repairs

2008

Severe Wind Storm Associated With Tropical Depression Ike

$24K to the City of Hillsboro for repairs

2004

Severe Winter Storms, Flooding, and Mudslides

$117K to the City of Hillsboro for repairs

Highland County has had 9 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hillsboro is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hillsboro’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hillsboro. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.