Natural hazards · Hilliard
Hilliard, OH natural hazards
Most of the natural-hazard damage FEMA expects in Hilliard comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 1979. 7 federal disasters brought FEMA money into town.
FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarationsExpected damage
How exposed is Hilliard?
Low
vs. U.S. communitiesFEMA expects yearly storm and flood damage to homes and buildings in Hilliard to be higher than in 28% of U.S. communities, mostly from inland flooding.
Inland flooding63%Cold waves13%Tornadoes10%Heat waves8%Everything else8%
By hazard
What Hilliard faces
Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.
Inland flooding
63% of expected damage
Above average · higher than 50% of U.S. places
Recorded about 4 times a year in the area
Cold waves
13% of expected damage
Below average · higher than 31% of U.S. places
Recorded about 4 times a year in the area
Tornadoes
10% of expected damage
Above average · higher than 64% of U.S. places
Heat waves
8% of expected damage
Below average · higher than 36% of U.S. places
Recorded about 4 times a year in the area
Lower here
HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning
Not a risk here
Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims
Does Hilliard flood?
Every paid claim on a federal flood insurance policy in Hilliard, from FEMA’s records.
3paid claims since 1979
$2Kpaid to owners
0homes flooded more than once
19792026
of homes in flood zones
are insured
are insured
of all homes
are insured
are insured
No community discount. Hilliard isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Franklin County.
What’s been done with FEMA grants
5storm safe rooms built
Disasters that hit Hilliard
7 federal disasters brought FEMA money here
Disasters the President declared that paid out in Hilliard itself: aid to households, or repair grants to the City of Hilliard.
Brought FEMA money into HilliardDeclared for Franklin County only
2012
Severe Storms and Straight-Line Winds
$68K to the City of Hilliard for repairs
2008
Severe Wind Storm Associated With Tropical Depression Ike
$232K to the City of Hilliard for repairs
2008
Record Snow and Near Record Snow
$52K to the City of Hilliard for repairs
2004
Severe Winter Storms, Flooding, and Mudslides
6 households applied for aid $4K aid approved
2003
Tornadoes, Flooding, Severe Storms, and High Winds
22 households applied for aid $12K aid approved
2003
Severe Winter Storm and Record/Near Record Snow
$20K to the City of Hilliard for repairs
2002
Severe Storms and Tornadoes
1 household applied for aid
Franklin County has had 17 natural disasters declared since 1953, most often severe storms and winter storms.
Around Hilliard