Natural hazards · Higginsport

Higginsport, OH natural hazards

Most of the natural-hazard damage FEMA expects in Higginsport comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 4 claims here since 1979. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Higginsport?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Higginsport to be higher than in 57% of U.S. communities, mostly from inland flooding.

Inland flooding70%Tornadoes7%Strong wind7%Everything else16%

By hazard

What Higginsport faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

7% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 23 years in the area

Strong wind

7% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Higginsport flood?

Every paid claim on a federal flood insurance policy in Higginsport, from FEMA’s records.

4paid claims since 1979

$72Kpaid to owners

0homes flooded more than once

19792026

Biggest named events

Not a named storm: 1 claim, $152

of homes in flood zones
are insured

of all homes
are insured

No community discount. Higginsport isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Brown County.

Disasters that hit Higginsport

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Higginsport itself: aid to households, or repair grants to the Village of Higginsport.

Brought FEMA money into HigginsportDeclared for Brown County only

2018

Severe Storms, Landslides, and Mudslides

$42K to the Village of Higginsport for repairs

2011

Severe Storms and Flooding

$2K to the Village of Higginsport for repairs

Brown County has had 16 natural disasters declared since 1953, most often severe storms and floods.

Around Higginsport

Higginsport and the towns around it

Very lowLowModerateHighVery high

Higginsportmostly inland floodingModerate

Lewismostly inland floodingModerate

Pleasantmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Higginsport is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Higginsport’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Higginsport. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.