Natural hazards · Henrietta

Henrietta, OH natural hazards

Most of the natural-hazard damage FEMA expects in Henrietta comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 10 claims here since 2008.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Henrietta?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Henrietta to be higher than in 25% of U.S. communities, mostly from inland flooding.

Inland flooding72%Tornadoes10%Cold waves5%Everything else12%

By hazard

What Henrietta faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage

Below average · higher than 44% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

10% of expected damage

Above average · higher than 62% of U.S. places

Recorded about once every 96 years in the area

Cold waves

5% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Henrietta flood?

Every paid claim on a federal flood insurance policy in Henrietta, from FEMA’s records.

10paid claims since 2008

$264Kpaid to owners

0homes flooded more than once

20082026

Biggest named events

Late winter storms: 3 claims, $51K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Henrietta isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lorain County.

Disasters that hit Henrietta

Federal disasters declared here

None of the disasters declared for Lorain County shows FEMA aid or repair money reaching Henrietta itself in FEMA’s records.

Brought FEMA money into HenriettaDeclared for Lorain County only

Lorain County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Henrietta

Henrietta and the towns around it

Very lowLowModerateHighVery high

Florencemostly inland floodingModerate

Henriettamostly inland floodingLow

Brownhelmmostly inland floodingLow

Camdenmostly inland floodingVery low

New Russiamostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Henrietta covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Henrietta’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Henrietta. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Henrietta total about $842K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.