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Natural hazards · Heath

Heath, OH natural hazards

Most of the natural-hazard damage FEMA expects in Heath comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 37 claims here since 1979. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Heath?

13
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Heath to be higher than in 13% of U.S. communities, mostly from inland flooding.

Inland flooding64%Hail13%Everything else22%
By hazard

What Heath faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

64% of expected damage
Well below average · higher than 22% of U.S. places
Recorded about 3 times a year in the area

Hail

13% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Heath flood?

Every paid claim on a federal flood insurance policy in Heath, from FEMA’s records.

37paid claims since 1979
$1.5Mpaid to owners
3homes flooded more than once
19792026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Heath isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Licking County.

What’s been done with FEMA grants

1storm safe rooms built
Disasters that hit Heath

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Heath itself: aid to households, or repair grants to the City of Heath.

Brought FEMA money into HeathDeclared for Licking County only
2024

Tornadoes

1 household applied for aid
2008

Severe Wind Storm Associated With Tropical Depression Ike

$38K to the City of Heath for repairs
2008

Record Snow and Near Record Snow

$25K to the City of Heath for repairs
2004

Severe Winter Storms, Flooding, and Mudslides

67 households applied for aid $45K aid approved $86K to the City of Heath for repairs
2004

Severe Storms and Flooding

2 households applied for aid $1K aid approved
2004

Severe Storms, Flooding, Mudslides, and Landslides

1 household applied for aid
Licking County has had 16 natural disasters declared since 1953, most often severe storms and tornadoes.
Around Heath

Heath and the towns around it

Newark: Low, mostly inland floodingUnion: Low, mostly inland floodingLicking: Moderate, mostly inland floodingMadison: Moderate, mostly inland floodingFranklin: Low, mostly inland floodingNewark: Very low, mostly inland floodingGranville: Low, mostly inland floodingNewton: Moderate, mostly inland floodingGranville: Very low, mostly inland floodingHebron: Low, mostly inland floodingHarrison: Low, mostly inland floodingGranville South: Very low, mostly inland floodingWalnut: Very low, mostly inland floodingBuckeye Lake: High, mostly inland floodingHarbor Hills: Low, mostly inland floodingBowling Green: Low, mostly inland floodingThornport: Low, mostly inland floodingThorn: Low, mostly inland floodingHanover: Low, mostly inland floodingMary Ann: High, mostly inland floodingHopewell: High, mostly inland floodingHeath: Very low, mostly inland flooding HeathNewarkUnionLickingMadisonFranklin
Very lowLowModerateHighVery high
Lickingmostly inland floodingModerate
Madisonmostly inland floodingModerate
Franklinmostly inland floodingLow
Newarkmostly inland floodingLow
Unionmostly inland floodingLow
Heathmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Heath covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Heath’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Heath. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Heath total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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