Natural hazards · Haviland

Haviland, OH natural hazards

Most of the natural-hazard damage FEMA expects in Haviland comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Haviland?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Haviland to be higher than in 36% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding59%Tornadoes19%Strong wind7%Everything else16%

By hazard

What Haviland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Below average · higher than 45% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

19% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 13 years in the area

Strong wind

7% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Haviland flood?

FEMA's records show no paid flood insurance claims in Haviland.

of all homes
are insured

No community discount. Haviland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Paulding County.

Disasters that hit Haviland

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Haviland itself: aid to households, or repair grants to the Village of Haviland.

Brought FEMA money into HavilandDeclared for Paulding County only

2002

Severe Storms and Tornadoes

1 household applied for aid

Paulding County has had 10 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Haviland is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Haviland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Haviland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.