Natural hazards · Hartville

Hartville, OH natural hazards

Most of the natural-hazard damage FEMA expects in Hartville comes from inland flooding, and overall the risk is very low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hartville?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hartville to be higher than in 10% of U.S. communities, mostly from inland flooding.

Inland flooding60%Tornadoes10%Hail9%Cold waves8%Everything else13%

By hazard

What Hartville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Well below average · higher than 18% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

10% of expected damage

Above average · higher than 55% of U.S. places

Hail

9% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 4 times a year in the area

Cold waves

8% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hartville flood?

FEMA's records show no paid flood insurance claims in Hartville.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Hartville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Stark County.

Disasters that hit Hartville

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hartville itself: aid to households, or repair grants to the Village of Hartville.

Brought FEMA money into HartvilleDeclared for Stark County only

2004

Severe Winter Storms, Flooding, and Mudslides

1 household applied for aid

2004

Severe Storms and Flooding

7 households applied for aid $18K aid approved

2003

Tornadoes, Flooding, Severe Storms, and High Winds

3 households applied for aid $3K aid approved

Stark County has had 9 natural disasters declared since 1953, most often severe storms and tornadoes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hartville covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Hartville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Hartville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hartville total about $759K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.