Natural hazards · Harrisburg

Harrisburg, OH natural hazards

Most of the natural-hazard damage FEMA expects in Harrisburg comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Harrisburg?

36
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Harrisburg to be higher than in 36% of U.S. communities, mostly from inland flooding.

Inland flooding66%Cold waves12%Tornadoes7%Heat waves7%Everything else9%
By hazard

What Harrisburg faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage
Above average · higher than 61% of U.S. places
Recorded about 4 times a year in the area

Cold waves

12% of expected damage
Below average · higher than 31% of U.S. places
Recorded about 4 times a year in the area

Tornadoes

7% of expected damage
Above average · higher than 60% of U.S. places
Recorded about once every 66 years in the area

Heat waves

7% of expected damage
Below average · higher than 36% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Harrisburg flood?

FEMA's records show no paid flood insurance claims in Harrisburg.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Harrisburg isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Franklin County.
Disasters that hit Harrisburg

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Harrisburg itself: aid to households, or repair grants to the Village of Harrisburg.

Brought FEMA money into HarrisburgDeclared for Franklin County only
2008

Record Snow and Near Record Snow

$1K to the Village of Harrisburg for repairs
Franklin County has had 17 natural disasters declared since 1953, most often severe storms and winter storms.
Around Harrisburg

Harrisburg and the towns around it

Darby: Low, mostly inland floodingPleasant: Low, mostly inland floodingScioto: Low, mostly inland floodingPleasant: Very low, mostly inland floodingOrient: Low, mostly inland floodingMuhlenberg: Low, mostly inland floodingMonroe: Low, mostly inland floodingColumbus: Low, mostly inland floodingPrairie: Low, mostly inland floodingJackson: Very low, mostly inland floodingFairfield: Low, mostly inland floodingGrove City: Very low, mostly inland floodingJefferson: Low, mostly inland floodingHarrisburg: Low, mostly inland flooding HarrisburgDarbyPleasant
Very lowLowModerateHighVery high
Harrisburgmostly inland floodingLow
Darbymostly inland floodingLow
Pleasantmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Harrisburg is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Harrisburg’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Harrisburg. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01