Natural hazards · Harbor Hills

Harbor Hills, OH natural hazards

Most of the natural-hazard damage FEMA expects in Harbor Hills comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Harbor Hills?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Harbor Hills to be higher than in 21% of U.S. communities, mostly from inland flooding.

Inland flooding63%Hail11%Everything else26%

By hazard

What Harbor Hills faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Below average · higher than 37% of U.S. places

Recorded about 3 times a year in the area

Hail

11% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Harbor Hills flood?

FEMA's records show no paid flood insurance claims in Harbor Hills.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Harbor Hills isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Licking County.

Disasters that hit Harbor Hills

Federal disasters declared here

None of the disasters declared for Licking County shows FEMA aid or repair money reaching Harbor Hills itself in FEMA’s records.

Brought FEMA money into Harbor HillsDeclared for Licking County only

Licking County has had 16 natural disasters declared since 1953, most often severe storms and tornadoes.

Around Harbor Hills

Harbor Hills and the towns around it

Very lowLowModerateHighVery high

Buckeye Lakemostly inland floodingHigh

Lickingmostly inland floodingModerate

Unionmostly inland floodingLow

Thornportmostly inland floodingLow

Thornmostly inland floodingLow

Harbor Hillsmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Harbor Hills is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Harbor Hills’s own flood-insurance community; household aid to the registrant’s city; repair grants to Harbor Hills. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.