Natural hazards · Hamler

Hamler, OH natural hazards

Most of the natural-hazard damage FEMA expects in Hamler comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 2015.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hamler?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hamler to be higher than in 53% of U.S. communities, mostly from inland flooding.

Inland flooding66%Tornadoes13%Hail5%Everything else16%

By hazard

What Hamler faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

13% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 27 years in the area

Hail

5% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hamler flood?

Every paid claim on a federal flood insurance policy in Hamler, from FEMA’s records.

2paid claims since 2015

$31Kpaid to owners

0homes flooded more than once

20152026

of all homes
are insured

No community discount. Hamler isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Henry County.

Disasters that hit Hamler

Federal disasters declared here

None of the disasters declared for Henry County shows FEMA aid or repair money reaching Hamler itself in FEMA’s records.

Brought FEMA money into HamlerDeclared for Henry County only

Henry County has had 8 natural disasters declared since 1953, most often severe storms and winter storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hamler is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Hamler’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Hamler. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.