Natural hazards · Guilford

Guilford, OH natural hazards

Most of the natural-hazard damage FEMA expects in Guilford comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 3 claims here since 2004. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Guilford?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Guilford to be higher than in 11% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding60%Tornadoes19%Strong wind6%Everything else15%

By hazard

What Guilford faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

19% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 83 years in the area

Strong wind

6% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Guilford flood?

Every paid claim on a federal flood insurance policy in Guilford, from FEMA’s records.

3paid claims since 2004

$16Kpaid to owners

0homes flooded more than once

20042026

Biggest named events

Late winter storms: 1 claim, $2K
Tropical Storm Erin: 1 claim, $10K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Guilford isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Medina County.

Disasters that hit Guilford

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Guilford itself: aid to households, or repair grants to the Township of Guilford.

Brought FEMA money into GuilfordDeclared for Medina County only

2004

Severe Storms and Flooding

$6K to the Township of Guilford for repairs

Medina County has had 11 natural disasters declared since 1953, most often severe storms and tornadoes.

Around Guilford

Guilford and the towns around it

Very lowLowModerateHighVery high

Rittmanmostly inland floodingLow

Miltonmostly inland floodingVery low

Montvillemostly inland floodingVery low

Guilfordmostly inland floodingVery low

Sevillemostly inland floodingVery low

Wadsworthmostly inland floodingVery low

Westfieldmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Guilford covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Guilford’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Guilford. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Guilford total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.