Natural hazards · Greenfield

Greenfield, OH natural hazards

Most of the natural-hazard damage FEMA expects in Greenfield comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 2 claims here since 2026.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Greenfield?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Greenfield to be higher than in 11% of U.S. communities, mostly from inland flooding.

Inland flooding60%Tornadoes11%Heat waves6%Everything else24%

By hazard

What Greenfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

11% of expected damage

Above average · higher than 59% of U.S. places

Heat waves

6% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherCold wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Greenfield flood?

Every paid claim on a federal flood insurance policy in Greenfield, from FEMA’s records.

2paid claims since 2026

$32Kpaid to owners

0homes flooded more than once

20262026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Greenfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Fairfield County.

Disasters that hit Greenfield

Federal disasters declared here

None of the disasters declared for Fairfield County shows FEMA aid or repair money reaching Greenfield itself in FEMA’s records.

Brought FEMA money into GreenfieldDeclared for Fairfield County only

Fairfield County has had 10 natural disasters declared since 1953, most often severe storms and winter storms.

Around Greenfield

Greenfield and the towns around it

Very lowLowModerateHighVery high

Lancastermostly inland floodingModerate

Libertymostly inland floodingModerate

Bloommostly inland floodingLow

Pleasantmostly inland floodingVery low

Greenfieldmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Greenfield covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Greenfield’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Greenfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Greenfield total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.