Natural hazards · Gratiot

Gratiot, OH natural hazards

Most of the natural-hazard damage FEMA expects in Gratiot comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gratiot?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gratiot to be higher than in 62% of U.S. communities, mostly from inland flooding.

Inland flooding77%Hail6%Everything else17%

By hazard

What Gratiot faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

77% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 3 times a year in the area

Hail

6% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gratiot flood?

FEMA's records show no paid flood insurance claims in Gratiot.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Gratiot isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Licking County.

Disasters that hit Gratiot

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Gratiot itself: aid to households, or repair grants to the Village of Gratiot.

Brought FEMA money into GratiotDeclared for Licking County only

2004

Severe Winter Storms, Flooding, and Mudslides

1 household applied for aid

Licking County has had 16 natural disasters declared since 1953, most often severe storms and tornadoes.

Around Gratiot

Gratiot and the towns around it

Very lowLowModerateHighVery high

Gratiotmostly inland floodingHigh

Hopewellmostly inland floodingHigh

Hopewellmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gratiot is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Gratiot’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Gratiot. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.