Natural hazards · Grand

Grand, OH natural hazards

Most of the natural-hazard damage FEMA expects in Grand comes from inland flooding, and overall the risk is very low for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Grand?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Grand to be higher than in 11% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding44%Cold waves17%Tornadoes12%Strong wind9%Hail7%Earthquakes6%Everything else6%

By hazard

What Grand faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Well below average · higher than 11% of U.S. places

Recorded about 2 times a year in the area

Cold waves

17% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

12% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 17 years in the area

Strong wind

9% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 3 times a year in the area

Hail

7% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 4 times a year in the area

Earthquakes

6% of expected damage

Above average · higher than 57% of U.S. places

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Grand flood?

FEMA's records show no paid flood insurance claims in Grand.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Grand isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Marion County.

Disasters that hit Grand

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Grand itself: aid to households, or repair grants to the Township of Grand.

Brought FEMA money into GrandDeclared for Marion County only

2008

Record Snow and Near Record Snow

$911 to the Township of Grand for repairs

2004

Snow

$1K to the Township of Grand for repairs

Marion County has had 10 natural disasters declared since 1953, most often severe storms and winter storms.

Around Grand

Grand and the towns around it

Very lowLowModerateHighVery high

Montgomerymostly inland floodingHigh

Marseillesmostly inland floodingModerate

Goshenmostly inland floodingModerate

Grandmostly inland floodingVery low

Salt Rockmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Grand is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Grand’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Grand. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.