Natural hazards · Grafton

Grafton, OH natural hazards

Most of the natural-hazard damage FEMA expects in Grafton comes from inland flooding, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Grafton?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Grafton to be higher than in 10% of U.S. communities, mostly from inland flooding.

Inland flooding57%Tornadoes15%Cold waves12%Everything else16%

By hazard

What Grafton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

15% of expected damage

Above average · higher than 62% of U.S. places

Cold waves

12% of expected damage

Above average · higher than 61% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Grafton flood?

FEMA's records show no paid flood insurance claims in Grafton.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Grafton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lorain County.

What’s been done with FEMA grants

2storm safe rooms built

Disasters that hit Grafton

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Grafton itself: aid to households, or repair grants to the Village of Grafton.

Brought FEMA money into GraftonDeclared for Lorain County only

2004

Severe Storms and Flooding

35 households applied for aid $39K aid approved

Lorain County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Grafton

Grafton and the towns around it

Very lowLowModerateHighVery high

Carlislemostly inland floodingLow

Graftonmostly inland floodingVery low

Eatonmostly inland floodingVery low

Graftonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Grafton covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Grafton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Grafton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Grafton total about $600K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.