Natural hazards · Gibson

Gibson, OH natural hazards

Most of the natural-hazard damage FEMA expects in Gibson comes from inland flooding, and overall the risk is very low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Gibson?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Gibson to be higher than in 18% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding52%Tornadoes23%Earthquakes9%Everything else16%

By hazard

What Gibson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Well below average · higher than 11% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

23% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 17 years in the area

Earthquakes

9% of expected damage

Above average · higher than 71% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Gibson flood?

FEMA's records show no paid flood insurance claims in Gibson.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Gibson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Mercer County.

Disasters that hit Gibson

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Gibson itself: aid to households, or repair grants to the Township of Gibson.

Brought FEMA money into GibsonDeclared for Mercer County only

2004

Severe Winter Storms, Flooding, and Mudslides

$14K to the Township of Gibson for repairs

Mercer County has had 12 natural disasters declared since 1953, most often severe storms and tornadoes.

Around Gibson

Gibson and the towns around it

Very lowLowModerateHighVery high

Madisonmostly inland floodingLow

Granvillemostly inland floodingLow

Mississinawamostly inland floodingLow

Gibsonmostly inland floodingVery low

Recoverymostly inland floodingVery low

Fort Recoverymostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Gibson is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Gibson’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Gibson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.