Germantown, OH housing market
The typical Germantown home is worth about $272,000, up 4.1% in a year, 9% above the Ohio typical home.
Home values, sales, trends and how Germantown compares with the towns next door — updated as new data is published.
Germantown at a glance
Only 4 sales in May 2026: in a market this size, monthly medians swing a lot, so the typical value above is the steadier guide.
Typical home value, 2016–2026
Show as a table
| January | Germantown | Ohio |
|---|---|---|
| 2017 | $139,000 | $133,000 |
| 2018 | $148,000 | $141,000 |
| 2019 | $159,000 | $150,000 |
| 2020 | $170,000 | $158,000 |
| 2021 | $189,000 | $178,000 |
| 2022 | $207,000 | $195,000 |
| 2023 | $225,000 | $211,000 |
| 2024 | $240,000 | $224,000 |
| 2025 | $252,000 | $237,000 |
| 2026 | $268,000 | $245,000 |
| August 2026 | $272,000 | $249,000 |
3 new homes permitted in 2025
Builders were permitted 3 new homes in Germantown in 2025, all single-family houses, worth about $1.1 million to build. That's 0.5 per 1,000 residents, slower than across Ohio (3.3). Over the past 10 years, Germantown has permitted 144 homes in all.
Show as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 4 | 4 | 0 | $1.5 million |
| 2025 | 3 | 3 | 0 | $1.1 million |
| 2024 | 24 | 24 | 0 | $8.4 million |
| 2023 | 16 | 16 | 0 | $5.4 million |
| 2022 | 14 | 14 | 0 | $4.2 million |
| 2021 | 20 | 20 | 0 | $5.7 million |
| 2020 | 15 | 15 | 0 | $4 million |
| 2019 | 25 | 25 | 0 | $5 million |
| 2018 | 16 | 16 | 0 | $4 million |
| 2017 | 4 | 4 | 0 | $1.3 million |
| 2016 | 7 | 7 | 0 | $2 million |
| 2015 | 7 | 7 | 0 | $1.4 million |
| 2014 | 8 | 8 | 0 | $2.2 million |
| 2013 | 1 | 1 | 0 | $170,000 |
| 2004 | 0 | 0 | 0 | — |
| 2003 | 37 | 37 | 0 | $5.7 million |
| 2002 | 42 | 39 | 3 | $6.1 million |
| 2001 | 18 | 18 | 0 | $2.6 million |
| 2000 | 40 | 24 | 16 | $4.1 million |
How Germantown ranks on new homes being built →
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.
3 years of income
The typical Germantown home costs about 3 years of the town's median household income, less than across Ohio (3.5 years).
How Germantown ranks on affordability →
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $1,190
HUD's Fair Market Rent for a two-bedroom in Germantown is $1,190 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Germantown pay a median of $1,004, so moving in tends to cost more than staying put. A two-bedroom takes about 16% of the town's median household income.
Studio $870 · 4 bedrooms $1,690
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (45327, 45342; Cincinnati, OH-KY-IN HUD Metro FMR Area), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Home values: Zillow Home Value Index (ZHVI), Zillow Research, August 2026. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.