Natural hazards · Georgetown

Georgetown, OH natural hazards

Most of the natural-hazard damage FEMA expects in Georgetown comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2018. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Georgetown?

13
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Georgetown to be higher than in 13% of U.S. communities, mostly from inland flooding.

Inland flooding55%Tornadoes12%Strong wind10%Cold waves5%Earthquakes5%Heat waves5%Everything else8%
By hazard

What Georgetown faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage
Well below average · higher than 23% of U.S. places
Recorded about 3 times a year in the area

Tornadoes

12% of expected damage
Above average · higher than 68% of U.S. places
Recorded about once every 63 years in the area

Strong wind

10% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about 3 times a year in the area

Cold waves

5% of expected damage
Above average · higher than 61% of U.S. places
Recorded about 2 times a year in the area

Earthquakes

5% of expected damage
Above average · higher than 57% of U.S. places

Heat waves

5% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about 6 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Georgetown flood?

Every paid claim on a federal flood insurance policy in Georgetown, from FEMA’s records.

1paid claims since 2018
$39Kpaid to owners
0homes flooded more than once
20182026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Georgetown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Brown County.

What’s been done with FEMA grants

3storm safe rooms built
1buildings floodproofed
Disasters that hit Georgetown

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Georgetown itself: aid to households, or repair grants to the Village of Georgetown.

Brought FEMA money into GeorgetownDeclared for Brown County only
2019

Severe Storms, Flooding, and Landslides

$41K to the Village of Georgetown for repairs
2008

Record Snow and Near Record Snow

$8K to the Village of Georgetown for repairs
2004

Severe Winter Storms, Flooding, and Mudslides

$38K to the Village of Georgetown for repairs
Brown County has had 16 natural disasters declared since 1953, most often severe storms and floods.
Around Georgetown

Georgetown and the towns around it

Pleasant: Very low, mostly inland floodingLewis: Moderate, mostly inland floodingUnion: Very high, mostly inland floodingJefferson: Moderate, mostly inland floodingClark: Moderate, mostly inland floodingFranklin: Moderate, mostly inland floodingScott: Moderate, mostly inland floodingHigginsport: Moderate, mostly inland floodingAugusta: Very high, mostly inland floodingFranklin: Moderate, mostly inland floodingGeorgetown: Very low, mostly inland flooding GeorgetownPleasantLewis
Very lowLowModerateHighVery high
Lewismostly inland floodingModerate
Georgetownmostly inland floodingVery low
Pleasantmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Georgetown is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Georgetown’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Georgetown. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01